The information collection, use, and dissemination practices of PayCertify: This policy applies to PayCertify’s collection, use, storage and disclosure of information by PayCertify on its (a) websites, including all its divisions, subsidiaries and related companies (collectively, the “Websites”), (b) on various third party websites, and (c) to PayCertify’s other information collection, including the purchase of customer lists from third parties. PayCertify is not responsible for the information collection or privacy practices of third web sites or applications.
1. Collection of Information.
1.1 Survey Information. PayCertify collects information from individuals by various methods, including, but not limited to, when an individual voluntarily completes an PayCertify survey, order form, or a registration page either online or offline, or by means of online or offline surveys, order forms, or registration pages operated by third parties (collectively, a “Survey”). (As used herein, “online” means using the Internet, including the Websites, and related technologies, and “offline” means by methods other than online, including in person, in the postal mail, using telephones and cell phones, and other similar means.) In the Surveys, PayCertify or a third party (a “Third Party”) may ask an individual to provide various information to PayCertify, which may include his or her name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, social security number, employment information, personal and online interests, and such other information as may be requested from time to time (together, “Survey Information”). PayCertify may also collect information concerning an individual from another source and uses that information in combination with information provided from this web site. Completing the Surveys is completely voluntary, and individuals are under no obligation to provide Survey Information to PayCertify or Third Party, but an individual may receive incentives from PayCertify or a Third Party in exchange for providing Survey Information to PayCertify.
1.2 Third Party List Information. PayCertify collects information from individuals when an individual provides information to a third party and PayCertify subsequently purchases, licenses, or otherwise acquires the information from the third party (the “Seller”). Such purchased information may include, but is not limited to, an individual’s name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, industry of employment, personal and online interests, and such other information as the individual may have provided to the Seller (together, “Third Party List Information”). When acquiring Third Party List Information, PayCertify seeks assurances from the Seller that the Seller has a right to transfer the Third Party List Information to PayCertify and that the Seller has a right to provide offers from advertisers to the individuals whose personal information is included on the Seller’s list.
1.3 Other Information.Other occasions when PayCertify obtains information from individuals include (1) when an individual is making a claim for a prize or seeking to redeem an incentive offered by PayCertify or by a third party, (2) when an individual requests assistance through PayCertify customer service department, and (3) when an individual voluntarily subscribes to a PayCertify service or newsletter (together, “Other Information”).
1.4 Cookies, Pixel Tags, and Other Info Collected Using Technology. PayCertify currently uses cookie and pixel tag technology to associate certain Internet-related information about an individual with information about the individual in our database. Additionally, PayCertify may use other new and evolving sources of information in the future (together, “Technology Information”). (a) Cookies. A cookie is a small amount of data stored on the hard drive of the individual’s computer that allows PayCertify to identify the individual with his or her corresponding data that resides in PayCertify database. You may read more about cookies at http://cookiecentral.com. Individuals who use the Websites need to accept cookies in order to use all of the features and functionality of the Websites. (b) Pixel Tags. A pixel tag is programming code that can be used to display an image on a web page (by using an programming function — see http://truste.org for more information), but can also be used to transfer an individual’s unique user identification (often in the form of a cookie) to a database and associate the individual with previously acquired information about an individual in a database. This allows PayCertify to track certain web sites an individual visits online. (c) New Technology. The use of technology on the Internet, including cookies and web beacons, is rapidly evolving, as is PayCertify’s use of new and evolving technology. As a result, PayCertify strongly encourages individuals to revisit this policy for any updates regarding its use of technology.
1.5 Outside Information. PayCertify may receive information about individuals from third parties or from other sources of information outside of PayCertify including information located in public databases (“Outside Information”).
1.6 Individual Information. As used herein, Individual Information means Survey Information, Third Party List Information, Other Information, Technology Information, and Outside Information, and any other information PayCertify gathers or receives about individuals.
1.7 No Information Collected from Children. PayCertify will never knowingly collect any personal information about children under the age of 13. If PayCertify obtains actual knowledge that it has collected personal information about a child under the age of 13, that information will be immediately deleted from our database. Because it does not collect such information, PayCertify has no such information to use or to disclose to third parties. PayCertify has designed this policy in order to comply with the Children’s Online Privacy Protection Act (“COPPA”).
1.8 Credit Card Information.PayCertify may in certain cases collect credit card numbers and related information, such as the expiration date of the card (“Credit Card Information”) when an individual places an order from PayCertify. When the Credit Card Information is submitted to PayCertify, such information is encrypted and is protected with SSL encryption software. PayCertify will use the Credit Card Information for purposes of processing and completing the purchase transaction, and the Credit Card Information will be disclosed to third parties only as necessary to complete the purchase transaction.
2. Use of Individual Information.
2.1 Discretion to Use Information.THE COMPANY MAY USE INDIVIDUAL INFORMATION FOR ANY LEGALLY PERMISSIBLE PURPOSE IN COMPANY’S SOLE DISCRETION. The following paragraphs in Section 2 describe how PayCertify currently uses Individual Information, but PayCertify may change or broaden its use at any time. As noted below, PayCertify may update this policy from time to time. PayCertify may use Individual Information to provide promotional offers to individuals by means of email advertising, telephone marketing, direct mail marketing, online banner advertising, and package stuffers, among other possible uses.
2.2 Email. PayCertify uses Individual Information to provide newsletters and promotional offers by email to individuals. PayCertify may maintain separate email lists for different purposes. If email recipients wish to end their email subscription from a particular list, they need to follow the instructions at the end of each email message to unsubscribe from the particular list. To unsubscribe from all PayCertify email lists, a person must send an email to unsubscribe@PayCertify.com.
2.2(a) Content of Email Messages. In certain commercial email messages sent by PayCertify, an advertiser’s name will appear in the “From:” line but hitting the “Reply” button will cause a reply email to be sent to PayCertify. The “Subject:” line of PayCertify email messages will usually contain a line provided from the advertiser to PayCertify.
2.2(b) Solicited Email. PayCertify only sends email to individuals who have agreed on the Websites to receive email from PayCertify or to individuals who have agreed on third party websites to receive email from third parties such as PayCertify. PayCertify does not send unsolicited email messages. As a result, statutes requiring certain formatting for unsolicited email are not applicable to PayCertify email messages.
2.3 Direct Mail and Telemarketing. PayCertify uses Individual Information to advertise, directly or indirectly, to individuals using direct mail marketing or telemarketing using telephones and cell phones.
2.4 Profiles of Individuals. PayCertify uses Individual Information to make a profile of an individual. A profile can be created by combining Survey Information and Third Party List Information with other sources of Individual Information such as information obtained from public databases.
2.5 Storage of Individual Information.PayCertify stores the Individual Information in a database on PayCertify computers and Third Party computers. Our computers and our trusted third party provider computers have security measures (such as a firewall) in place to protect against the loss, misuse, and alteration of the information under PayCertify’s control. Not withstanding such measures, PayCertify cannot guarantee that its security measures will prevent PayCertify or its third party providers’ computers from being illegally accessed, and the Individual Information on them stolen or altered.
3. Dissemination of Individual Information.
3.1 Sale or Transfer to Third Parties. PayCertify DOES NOT SELL, RENT OR SHARE ATTENDEE PERSONAL INFORMATION TO THIRD PARTIES EXCEPT IN THE FOLLOWING SITUATIONS:
3.2 Order Fulfillment. PayCertify will transfer Individual Information to third parties when necessary to provide a product or service that a person orders from such third party while using PayCertify web sites or when responding to offers provided by PayCertify. [Example: The mailhouse that PayCertify uses receives the mailing database to send PayCertify’s Newsletter to its subscribers.]
3.3 Legal Process. PayCertify may disclose Individual Information to respond to subpoenas, court orders, and other legal processes.
3.4 Summary Data. PayCertify may sell or transfer non-individualized information, such as summary or aggregated anonymous information about all persons or sub-groups of persons.
3.5 Access. Individuals have access to their Individual Information collected to provide an opportunity for an individual to correct, amend, or delete such information. Access can be obtained by contacting legal@PayCertify.com. PayCertify may also grant advertising clients and email services providers’ access to an individual’s email address to verify the origin of the Individual Information collected.
4. Privacy Practices of Third Parties.
4.1 Advertiser cookies and web beacons. Advertising agencies, merchants, and other companies (together, “Advertisers”) who place advertisements on the Websites and on the Internet generally may use their own cookies, web beacons, and other technology to collect information about individuals. PayCertify does not control Advertisers’ use of such technology and PayCertify has no responsibility for the use of such technology to gather information about individuals.
4.2 Links. The Websites and email messages sometimes contain hypertext links to the web sites of third parties. PayCertify is not responsible for the privacy practices or the content of such other web sites. Linked web sites may contain links to web sites maintained by third parties. Such links are provided for your convenience and reference only. PayCertify does not operate or control in any respect any information, software, products or services available on such third party web sites. The inclusion of a link to a web site does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.
5. Unsubscribe Procedures. If you wish to discontinue receiving email messages from PayCertify, you have several options: (a) Unsubscribe from one email list. To unsubscribe from a particular list, either (1) send an email to unsubscribe@PayCertify.com or (2) follow the instructions in each newsletter or promotional email message sent by PayCertify. (b) Unsubscribe from all of PayCertify’s email lists. We reserve the right to add Individual Information to multiple lists maintained by PayCertify.